Free Online Calculators

Straightforward financial tools — no sign-up, no fluff.

Calculators

Coast FIRE Calculator

Find the amount you need invested to retire early without saving more.

Cash Flow Calculator

Track your monthly income vs expenses and net cash flow.

HELOC Calculator

See how much you can borrow against your home and what it costs.

Land Loan Calculator

Estimate payments on raw land or lot financing.

Margin vs Markup Calculator

Convert between margin and markup — for anyone pricing products.

Probate Calculator

Estimate probate fees for your state and estate size.

Guides

Coast FIRE by Income

What $50k, $100k, and $250k earners actually need saved by 30 — with the math shown.

HELOC vs. Refinance

Both payment schedules, computed in full — and the exact rate where they flip.